Closing Costs

Closing Costs are fees associated with the sale of closing of your home.  They are broken down as follow Lender Fees, Title Fees, Government Fees, Prepaid (Escrow) Fees. Additional

Customary closing costs to the buyer. Closing costs are negotiable between the buyer and seller.

Lender Fees
Loan Origination
Application Fee
Credit report
Termite Inspection
Flood Certification
Doc Prep Fees

Title Fees
Title Insurance (Lender's Policy)
Endorsement Fees
Closing Fee

Prepaid (Reserves deposited with lender)
You may wish not to escrow your taxes and insurance if lender does not require.

Hazard Insurance ( 1 year upfront plus 3 months)
Mortgage Insurance (if applicable)
Flood Insurance (if applicable)

Government Charges
Recording Fees
State Tax on Deed
Intangible tax on mortage (.20 per $100)
Documentary stamps on mortgage (.35 per $100)

Additional Charges
Hoa Transfer Fee (If applicable)
Hoa dues (If applicable)
Condo dues (If applicable)

Bold fields are required..

Personal Information


Rhonda Nappi
King's Realty & Property Management
504 South Kings Ave, Brandon FL 33511
(813) 760-8773
Toll Free (800) 755-9359

Apollo Beach, Brandon, Gibsonton, Fishhawk, Land O Lakes, Little Harbor, Lithia, Lutz, Odessa, New Tampa, Plant City, Riverview, Ruskin, Seffner, Tampa, Thonotosassa, Valrico