Closing Costs
Closing Costs are fees associated with the sale of closing of
your home. They are broken down as follow Lender Fees, Title
Fees, Government Fees, Prepaid (Escrow) Fees. Additional
fees.
Customary closing costs to the buyer. Closing costs are negotiable between the buyer and seller.
Lender
Fees
Loan Origination
Appraisal
Application Fee
Credit report
Termite Inspection
Flood Certification
Doc Prep Fees
Title
Fees
Title Insurance (Lender's Policy)
Endorsement Fees
Closing Fee
Prepaid
(Reserves deposited with lender)
You may wish not to escrow your taxes and insurance if
lender does not require.
Hazard Insurance ( 1 year upfront plus 3 months)
Taxes
Mortgage Insurance (if applicable)
Flood Insurance (if applicable)
Interest
Government
Charges
Recording Fees
State Tax on Deed
Intangible tax on mortage (.20 per $100)
Documentary stamps on mortgage (.35 per $100)
Additional
Charges
Survey
Hoa Transfer Fee (If applicable)
Hoa dues (If applicable)
Condo dues (If applicable)
Rhonda Nappi
King's Realty & Property Management
504 South Kings Ave, Brandon FL 33511
(813) 760-8773
Toll Free (800) 755-9359
