Welcome!

Looking for a local, experienced and professional mortgage expert?

I am dedicated to providing you with top customer service and assistance in finding the personalized solution that best meets your home buying or refinancing needs.  

As a representative of United Mortgage Affiliates,Inc., I can present you with an extensive product line and a variety of flexible financing options.

      

In addition I offer:
- FHA Mortgage
-VA Mortgages
- Self-employed Mortgage Programs
-First Time Home Buyers
- Stated Income Programs
Down Payment Assistance Programs
FANNIE MAE and FREDDIE MAC Conventional Mortgages
Investment and Second Home Financing
Condos
Lot Loans

And even after your loan settlement, our service still continues.
Call now and let me show you how I'm more than just a loan officer -- I'm a personal Home Mortgage Consultant!

About United Mortgage Affiliates, Inc.
Working with United Mortgage Affiliates, Inc. for your home financing means you're working with most all of the industry's lending leaders:

 We have access to the highest rated lenders. After listening to your needs and objectives, we will present you with all of your options. Michelle Teeter will shop the industry leaders to find the best program and the best interest rate for you! Our extensive relationships will intentify the lenders with the best match of underwriters for you lending scenario. We work for you, as members of your team, with Rhonda and Dan Nappi, to get you to the closing table on time with no surprises!

Out extensive list of lenders include:

•    JPMorgan Chase

•    Suntrust

•    Citi Bank

•    Wachovia

•    Fifth-third Bank

•    Indymac Bank

•    Wells Fargo

•    Countrywide

•    Sterling Bank

•    Riverside Bank

Areas of Service

Michelle Teeter is a licensed mortgage broker. Areas of service include Brandon, Riverview, Litha, Seffner, Ruskin,Valrcio, New Tampa, Apollo Beach, Dover, South Tampa, Temple Terrace, South Pasco County and all of the state of Florida.